• ❌ You worked hard, but your fees went into someone else’s bank account
• ❌ You had to wait weeks to get your money after filing season
• ❌ You paid high bank or software fees just to borrow access
• ❌ You’ve been locked out of your tax software and couldn’t retrieve your clients’ files
• ❌ You’ve been told you’re “not ready” to have your own EFIN
• ❌ You’re tired of depending on someone else’s system and rules